First, to design the banner and contact table You will need paintshop pro. You can download the trial by searching on google.com. There's psp8, 9, 10, and 11.
When done downloading & installing, mess around with the program. If you need more designs (most likely) Search for "psp brushes" And you should get alot of Websites! To import them go to psp (paintshop pro) File > import > custom brush. Then theres your brushes. Design your banner. Any size, mine are usally 220 height, 435 width then the contact table. Must be 150height, 300width. Now, you need a layout code. You can use Mygen if your not good with html. Then after generating the code. Guess what?! You just made a layoutt!

I been doing designs for 2 years now..My designs are sick. (:
Here was my layout site..
http://www.myspace.com/d3shawn_But i forgot the pass & e-mail. So, i can forget about that website ha.